Convert scratch cards to cash Use when you have many scratch cards but have no need to use them. So which way to change is being used by most people today. Please follow the article.

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What is a Scratch Card to Cash?

Changing scratch cards into cash is a form of card exchange that has existed for a long time. This form helps to convert scratch cards into cash and the face value of scratch cards remains the same. Depending on the card exchange unit, the converted amount may be equal to or lower than the face value of the scratch card.

The form of exchanging scratch cards is used when customers have a large number of scratch cards but have no need to use them. Through the Internet, scratch card exchange transactions take place quickly and conveniently.

Scratch Cards Accepted for Cash

Not all scratch cards can be exchanged for cash. Here is a list of scratch cards that are approved for cash:

  • Phone cards: Viettel, Mobifone, Vinaphone, Vietnamobile.
  • Game cards: Vcoin, Zing – Vinagame, Fpt Gate, Garena,…

Benefits of Converting Scratch Cards to Cash

The form of converting scratch cards into cash has a number of benefits such as:

  • Customers can exchange scratch cards for cash at any time, including Saturdays, Sundays, public holidays and New Year’s Day.
  • Just owning smart devices with Internet connection, customers can easily make the redemption.
  • Fast transaction, complete the procedure in a few minutes.

Process of Redeeming Scratch Cards to Cash

  • Step 1: Prepare scratch card and computer, phone with Internet connection.
  • Step 2: Visit the website that provides the service of exchanging scratch cards for cash
  • Step 3: Register an account on the system
  • Step 4: Log back into your account, then proceed to transfer money from scratch card to your account on the system.
  • Step 5: Customer withdraws money from the account to the bank.

2 Fastest Ways To Transfer Money From Phone Scratch Cards To Cash

There are currently 3 ways to convert scratch cards to cash: convert scratch cards to cash with Bao Kim and transfer money from phone scratch cards to ATM card with Ngan Luong. As follows:

Convert scratch cards to cash at

Doithegiatot is one of the most reputable and best cash-to-cash changers today. The service here must be said to be excellent with utilities such as:

  • Fully automatic free withdrawal in just 5 seconds. Can withdraw to all banks and e-wallets
  • Extremely fast card processing system with only 10-20 seconds / 1 card
  • 24/7 support staff

Steps to take

Step 1: Register an account. First, you need to visit the website: Then proceed to register an account.

Step 1
Step 1

Step 2: Log in. Use the account you registered above to proceed with login.

Step 2
Step 2

Step 3: Change card. In this step, you need to enter the correct card information including: card code, serial number, denomination then press “send scratch card”.

Step 3
Step 3

Step 4: Check balance after card redemption. When the system processes the song, it will return true or false card results. If correct, you will be credited with the account, this amount includes the service fee.

Step 4
Step 4

Step 5: Withdraw money. Now you add a bank account or e-wallet, then enter the amount, and press “withdraw”.

Step 5
Step 5

Also you can see more: How to change scratch cards to Momo in just 3 easy steps

Convert Scratch Cards To Cash With Bao Kim

To change your scratch card into cash with Bao Kim, you need to follow these steps:

  • Step 1: Go to Bao Kim e-wallet account on website. If you don’t have an account, register for an account and then log in.
  • Step 2: Upon successful login, select “Transaction” and then click “Deposit”.
  • Step 3: Select “Top up with scratch card” and then enter all the information related to the scratch card such as card pin code, card serial number.
  • Step 4: Enter the OTP code and then select “Deposit”. Money from the phone card will be deducted, the discount fee will be transferred to your Bao Kim account.
  • Step 5: Select the command “Withdraw money” and then select “Withdraw money to bank account” to proceed to transfer money to ATM card. Information such as: the amount you want to withdraw, the number of the receiving card, the withdrawal note, enter it in full.
  • Step 6: Enter OTP code, select “Withdrawal”. Then, money from Bao Kim account will be transferred to your ATM card account.

money goes to atm because of kim
Transfer money from phone card to ATM via Bao Kim wallet

Transfer Money From Phone Scratch Card To ATM Card With Ngan Luong

When transferring money from phone scratch card to ATM card with Ngan Luong, you follow these steps:

  • Step 1: Log in to website, if you do not have an account, register for an account.
  • Step 2: Upon successful login, in the section “Make a transaction” select “Deposit”.
  • Step 3: Select the top-up method as “Phone scratch card”.
  • Step 4: Enter information such as: card code, card’s serial number, network provider. This information is clearly shown on the scratch card, pay attention to enter it correctly.
  • Step 5: Check Ngan Luong account/wallet number: after deducting the prescribed discount fee. And the remaining amount will be transferred to your Ngan Luong account.
  • Step 6: Withdraw money from Ngan Luong account to ATM: If it is a linked bank account, click “Withdraw money”. If you want to transfer money to another ATM card account, click “Transfer money”. You enter the correct information such as: Information about the transfer amount, bank account number, branch. Enter the verification code and then select the withdrawal/money transfer order. After about 5 – 30 minutes, your bank account will receive the money.

how to transfer money to ATM
Transfer money from phone card to ATM via Ngan Luong wallet


Here are 2 ways exchange scratch cards for cash chosen by most people. Hope you got some valuable information. Leave a comment if you have any doubts or questions. Good luck!!!

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