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The way to check your Vietinbank bank account you can choose is: check via SMS Banking, Internet Banking, via ATM, at Transaction Office/Vietinbank Branch…


Bank account lookup is a daily essential need of customers to help customers know their balance as well as daily income and expenditure to balance their spending. Currently, Vietinbank offers customers many ways to look up their account numbers easily.

5 Ways to check Vietinbank bank account very simple. Let’s find out the answer with alomothe.com in the article below!

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What is Vietinbank account balance?

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What is Vietinbank account balance?

Vietinbank account balance is the remaining amount in Vietinbank’s bank account. However, the available balance in Vietinbank card may be different from the actual balance used. This is expressed by the following formula:

Available balance = Actual card balance + Overdraft limit (if any) – Blocking amount (if any) – Minimum balance required to maintain account

In there:

  • Actual balance on the card: Is the amount of money in the account, showing the balance check.
  • Overdraft limit: The amount the cardholder can use in excess of the actual balance at a limit set by the bank.
  • Blocked amount: Is the amount of money that is in the bank but cannot be used because it is blocked by the bank.
  • Minimum balance required to maintain an account: The minimum amount to maintain a Vietinbank card is VND 50,000.

Is there any fee to check Vietinbank account balance?

All ATM card balance checks are completely free. However, in order to maintain the services that make it easy for you to check the balance in your ATM card quickly and accurately, it may cost you a fee or free depending on the regulations of each bank.

  • Service fee to look up Vietinbank account balance at ATM: 550 VND/time to look up
  • SMS service maintenance fee: 1,100 VND/time.
  • Maintenance fee for Mobile Banking and Internet Banking or Vietinbank iPay: free or charge 7,000-10,000 VND/month.

Simple way to check Vietinbank bank account

No need to go anywhere, no need to waste time. With just a phone, customers can quickly look up Vietinbank account numbers:

Via SMS Banking by phone

If you have registered for the bank’s SMS Banking service, you can easily check your bank card balance via SMS.

Currently, most banks are deploying SMS Banking service to notify account balance fluctuations every time a transaction occurs, helping customers to quickly update account information and transactions. birth and current balance in your ATM card.

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How to check Vietinbank bank account via SMS

Checking Vietinbank account balance by phone is quick and easy with the syntax:

  • Look up the default VietinBank account balance, compose: CTG SD to 8149.
  • To look up other VietinBank account balances, compose: CTG SD [số tài khoản] send to 8149.

Note: The default Vietinbank account is the initial registered account. The account holder can look up other Vietinbank accounts by replacing the keyword CTG with ICB or NHCT.

Via Internet Banking

Similar to Mobile Banking, the way to check the balance in ATM card via Internet Banking is also simple with the following steps:

  • Step 1: Access the Internet Banking website of the bank, log in to your personal account.
  • Step 2: After completing the login, select “Account/card information” to check the balance in your ATM account.
  • Step 3: Exit the system.

Via Vietinbank iPay application

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Check balance via Vietinbank iPay application
  • Step 1: Access the Internet Banking website of the bank, log in to your personal account.
  • Step 2: After completing the login, select “Account/card information” to check the balance in your ATM account.
  • Step 3: Exit the system.

Note: To ensure safety, after logging in with the username and password provided by the bank, the user should change to a new password.

Through the ATM

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Check balance in ATM card via ATM

Checking balance in ATM card through ATM is still the way many people use today. To check the balance in your card via an ATM, follow these simple steps:

  • Step 1: Insert your bank card into the ATM’s card slot in the direction of the arrow.
  • Step 2: Select the appropriate language to use and then enter the pin code (password).
  • Step 3: Select “Balance inquiry/account inquiry”. At this time, the ATM screen will display information about the balance in your ATM card.
  • Step 4: Choose to print or not to print the invoice, complete the transaction and get the card back.

At the bank’s counter

If the above methods of checking the balance in your ATM card are not applicable, you do not need to worry too much. You can bring your ID/CCCD to the nearest branch or transaction office of the bank opening the ATM card to ask the bank staff to check the balance in your ATM card.

For the fastest balance check support, you should pay attention to the bank’s branch/transaction office during business hours, priority is given to early morning or afternoon, few people come to transact.

Through the above article, Alo Open Card hopes to provide useful information on ways to check Vietinbank ATM account numbers. If you have any other questions or questions, please check out more articles of Alo Open Card!

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