Agribank’s savings interest rate in May 2022 has slightly changed compared to the previous one, ranging from 3.1%/year to 5.6%/year for 1 to 24 month term.

Saving at Agribank is currently the first choice of customers. Because Agribank is always in the Top of the most prestigious banks in Vietnam. Moreover, it also has attractive savings interest rates to meet everyone’s needs. So,

What is the interest rate for savings at Agribank in June 2021?

What forms of Agribank savings are there?

What is the interest rate of Agribank deposit by period?

Let’s find out through the content of the article below.

Update the latest Agribank savings interest rates
Update the latest Agribank savings interest rates

Find out the list of banks with the best interest rates today

Latest updated Agribank savings interest rates

Savings interest rate at Agribank for individual customers

For term deposit, the applicable interest rate is 0.1%.

It can be seen that the savings deposit interest rate at Agribank for individual customers ranges from 3.1% to 5.6% depending on the deposit term from 1 to 24 months. In there:

  • Term 1 and 2 months interest rate 3.1%/year
  • Term 3 to 5 months interest rate 3.4%/year
  • Term 6 to 11 months interest rate 4%/year
  • Term 11 to 24 months interest rate 5.6%/year

Period

VND

Corroborate

0.10%

1 month

3.10%

2 months

3.10%

3 months

3.40%

4 months

3.40%

5 months

3.40%

6 months

4.00%

7 Months

4.00%

8 months

4.00%

9 months

4.00%

10 months

4.00%

11 months

4.00%

12 months

5.60%

13 months

5.60%

15 months

5.60%

18 months

5.60%

24 months

5.60%

Deposit payment

0.10%

In general, the level Agribank deposit interest rate For individual customers, there was a slight decrease compared to the previous one, this stems from certain impacts of the Covid 19 epidemic.

Refer: Check Agribank transaction history

Agribank’s deposit interest rates for corporate customers

Savings interest rates at Agribank for corporate customers have not changed much compared to individual customers, ranging from 3% to 4.9%/year for deposit periods from 1 to 24 months. The highest Agribank bank interest rate for corporate customers is 4.9%/year with terms of 12, 13, 15, 18 and 24 months.

The lowest deposit interest rate is 3%/year for 1 and 2 month terms. For the remaining terms, Agribank’s interest rate ranges from 3.3%/year to 3.7%/year.

Period

VND

Corroborate

0.20%

1 month

3.00%

2 months

3.00%

3 months

3.30%

4 months

3.30%

5 months

3.30%

6 months

3.70%

7 Months

3.70%

8 months

3.70%

9 months

3.70%

10 months

3.70%

11 months

3.70%

12 months

4.90%

13 months

4.90%

15 months

4.90%

18 months

4.90%

24 months

4.90%

Deposit payment

0.20%

Refer: Check Agribank account balance

Advantages of saving money at Agribank

  • Enjoy preferential interest rates up to 5.8%/year, along with many promotions from banks.
  • Flexible deposit term, depending on customer’s purpose.
  • Customers have the right to choose the deposit term and the form of interest payment
  • Insurance under the provisions of Deposit Insurance; Deposit balance security
  • You can use the passbook to make other transactions
  • It is the safest safe.
  • Participating in Agribank’s prize program
  • Professional and enthusiastic support staff.

Forms of savings bank Agribank

Before going into learning about Agribank savings interest rates, let’s take a look at the savings product packages first.

It can be said that saving is a product that investment banks focus on. As for Agribank, the bank has deployed many savings packages to help satisfy customers’ needs. Among them can be mentioned products savings bank Agribank main as follows.

Agribank term deposit savings package

Savings deposit at Agribank without term is calculated from the loan interest rate to the loan period. For this product package, people can be more flexible in how to transfer money and supplement money. Or you can simply withdraw money at any time without having to worry about capital.

Interest rate on demand deposit at Agribank 0.1% for individual customers and 0.2% for corporate customers.

Agribank term deposit package

Term savings deposit is a way to save money at Agribank that is applied by many people. This is a product package with a specific deposit term and interest payment period. The amount of interest will be paid directly by the bank from the time of depositing.

Especially for this product package, it has the advantage of diverse forms of interest payment. People can choose to pay interest before or after. Moreover, Agribank’s savings interest rate is also quite high compared to other products

Savings interest rate
Savings with attractive interest rates

Refer: Agribank Call Center

Monthly Agribank savings package

The monthly installment savings package is often applied to people who have a regular monthly income. In which, for example, state employees, workers, office workers, etc. People can deposit money and can only withdraw money once when it is due.

Security Savings Package

Security savings is similar to a monthly installment plan. However, the advantage of this form is that you can send money at any time. Moreover, people are not limited in the number of times they deposit their savings.

Separate level Agribank savings interest rate for this package is calculated in floating form. That is, interest rates will increase or decrease according to market fluctuations, not predetermined.

Flexible savings plan

This service package is also known as the term savings deposit package. But they have the feature that people can withdraw money at the bank at any time. Particularly for the balance in the account, the interest rate will still be calculated according to the predetermined regulations.

Agribank offers a variety of savings packages
Agribank offers a variety of savings packages

 

Savings package with floating interest rate

This is a form of saving money that is not deployed by all banks. Particularly for Agribank, this product package is focused. This is a savings plan with a fixed term. Private Agribank savings interest rates will change flexibly depending on the market. Normally, deposit interest rates increase with fluctuations.

Some other savings deposit product packages

In addition to the above main savings packages, Agribank also applies many other deposit methods. These include the following product packages:

  • School Savings Deposit Package
  • Savings deposit package is not fixed
  • Non-recurring installment savings package

Reference: Agribank working hours

How to calculate Agribank savings deposit interest rate?

Savings interest rate without term

Formula for calculating interest rate on demand savings:

  • Interest amount = Deposit amount x interest rate (%/year) x number of deposit days/360

Term savings interest rate

.Formula for calculating interest rate for term savings: Customers can choose 1 of 2 formulas for calculating term savings interest rates as follows:

  • Interest amount = Deposit amount x interest rate (%year) x number of deposit days/360.

Or:

  • Interest amount = Deposit amount x interest rate (%year)/12 x number of months of deposit.

Update the most detailed Sacombank savings deposit interest rates

Conditions for saving money at Agribank

  • Customers are Vietnamese or foreign citizens who are living and legally residing in Vietnam.
  • Have a savings account (according to the form of Agribank).
  • Bring a valid CMT/ID card/Passport when coming to the transaction.
  • Deposit amount must be more than 1 million VND.
  • Customers using Agribank’s Internet Banking service.

Agribank savings account

  • Letter of request for savings deposit (according to the form of BIDV bank)
  • Valid ID card/ Identity card/ Passport
  • Some documents required by Agribank

Update the most detailed ACB savings interest rates

Conclude

Overall table Agribank savings interest rate There will be significant changes in each term. Usually, depending on different regions or different periods, the interest rates will be different.

Agribank savings interest rate
Choosing Agribank for savings is the perfect choice

So what is the current Agribank savings interest rate, perhaps now you know. However, in the near future to update the correct Agribank interest rate changes, please visit Banktop.vn. We will update interest rates and directly advise you on the most reasonable loan packages.

In addition, service installment loan Agribank is also applying preferential interest rates. Contact our staff for a free consultation.

See more:

  • Update Vietnamese bank interest rate Latest
  • Update Bac A bank savings interest rate most detailed

Information edited by: banktop.vn

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