Currently, the demand for loans of the lead is being promoted. Many customers want to sign up for the package 20 million loan 12 months installment. But I don’t know if I should borrow here with a low interest rate. And what are the loan terms and procedures.

Currently, people usually borrow money at 2 locations. These are banks and financial companies. Therefore, many customers do not know where to choose to borrow the amount of 20 million. With today’s article, nganhangmobile.com will guide you. How to be able to borrow 20 million installments in 12 months with the most reasonable interest rate.

Find out how to borrow 20 million with 12 months installment

When customers borrow a package of 20 million and pay in 12 months, this is a form of unsecured loan. This shows that when people apply for a loan, they will not have to mortgage anything. To be able to borrow with this form, people only need to prove their income. That way you can get a loan quickly.20 million loan 12 months installment

But in this day and age everyone’s tendency is to be quick and quick. Therefore, there are many new loan programs that are brought to customers to use. Currently, there are many financial companies that are expanding and developing. For those who want to borrow, they only need to be 18 years old or older and have some types of identification documents to be able to apply for a loan.

Advantages of borrowing 20 million with 12 months installment

When applying for a loan of 20 and paying in installments within 12 months, people still have the advantages of signing up for this loan package. The following will be the strengths when applying for a loan of 20 million and contributing 12 months.20 million loan 12 months installment

  • Borrow quickly: This is the first thing we want to introduce to you when applying for this loan package. Borrowers only need to prove their personal income source. And using documents that prove your income, you can get a loan quickly.
  • Safety and transparency: No matter where people apply for this loan package, there will be 2 types of documents. This proves the agreement between the two parties on the payment schedule and the loan plus the loan contract. So everyone is assured to be able to proceed with this loan package, right?

Where is the most prestigious place to borrow 20 million in installments for 12 months?

For the need to borrow money for personal use. Many customers want to apply for a loan package of 20 million and have the installment period within 1 year. So many customers still do not know where they should borrow. And below we will provide you with some reputable and low-interest loans.

Loan of 20 million with 12 months installment at the bank

Currently, many banks also provide and support customers with 20 million loan packages. But to be able to borrow, everyone needs to meet. Get a lot of conditions and procedures that banks offer. Here are some conditions that customers need to have when applying for a 20 million loan package at a bank:

  • Customers who need a loan must have a salary of 4 million / 1 month or more.
  • Have a stable job with a long time.
  • Borrowers are aged between 23 and 60 years old.
  • Your salary statement for the last 3 months.
  • Electricity bill a month from 300,000 to 400,000 VND.

Below we will introduce to you 2 banks that support customers to apply for a 20 million loan package. For detailed information, please refer to the information below.

VPBank Bank

Vietnam Prosperity Joint Stock Commercial Bank or VPBank for short. This is a bank with a leading reputation in the country and has a strong financial potential.20 million loan 12 months installment

Currently, VPBank is supporting customers to borrow from 20 million to 200 million packages. Depending on the needs of customers to choose a suitable loan package with individual needs.

Procedures for borrowing 20 at VPBank:

  • ID/CCCD still in use.
  • Box of workers at the workplace for 1 year or more.
  • Salary slips for the last 3 months.
  • Bank account number used for disbursement.

VPBank’s 20 million loan package interest rate is very low. Interest rates only fluctuate from 0.8% to 2.17%/month, this is called a reasonable interest rate for customers to use.

Vietcombank bank

Same with Vietcombank, this bank is providing and supporting customers to borrow up to 500 million. So people can borrow 20 million and pay in installments within 12 months really simply. To be able to apply for a loan at Vietcombank, people need to fully prepare the following procedures:

  • Original ID/CCCD and notarized copy.
  • Household registration book / KT3.
  • Proof of your income.
  • Documents proving the purpose of using the borrowed money.
  • Documents to request a loan according to the form provided by the bank.

In this form, customers can easily borrow the amount of money they need at the bank. With just a few documents and a simple procedure, everyone can apply for a loan quickly. Interest rate to borrow 20 million at Vietcombank 7.5%/year.

Loan of 20 million with 12 months installment at a financial institution

Currently, there are many financial companies that support customers to quickly borrow money. But for some institutions will lend at a very high interest rate. Below we will introduce to you 2 reputable lending companies with reasonable interest rates.

Fe Credit Finance Company

Fe Credit financial company is the choice of many borrowers at the moment. At this company, customers can borrow 20 million quickly without too many paperwork. When applying for a loan at Fe Credit finance company, you will enjoy very suitable incentives for individual customers when borrowing.20 million loan 12 months installment

Here are the advantages when applying for a loan of 20 million at Fe Credit.

  • With this loan package, customers can borrow up to 70 million VND. If you want to apply for a loan of 20 million and have an installment period of 1 year. Everyone just needs to work with a salary of 3 million VND or more to be approved for this loan.
  • Customers applying for a loan can disburse the same day.
  • Just provide some information such as Full Name, ID card/CCCD, Phone number, email. is that anyone can easily borrow anywhere.

Procedures for borrowing money at Fe Credit are:

  • Salary statement of the last 3 months.
  • Money bills from 300,000 VND or more.
  • ID/CCCD still in use.
  • License.

The loan interest rate at Fe Credit is very favorable, only 1.66%/month. If people sign up for a loan package of 20 million with 12 months installment, the interest rate will be 2.17%/month.

Finance company Home Credi

Home Credit is a leading financial company in Vietnam. People can quickly apply for a loan of 20 million here. Subjects who can apply for a loan here are aged between 20 and 60 years old. Applying for a loan is very simple, all you need is ID/CCCD, household registration or driver’s license.

For a loan of 20 at Home Credit financial company, people will not need to prove their income. With a loan period of 20 million from 12 to 24 months. Here are some information you need to know when applying for a loan:

  • The average loan interest rate is from 1.55%/1 month and not more than [email protected]/1 year.
  • The amount people can make should be up to 100 million VND.
  • You can go to any Home Credit facility to get a loan.

How to pay the loan?

Currently, there are many ways for people to proceed with the payment of borrowed money. But most customers will use 2 ways that are bank transfer and money transfer via e-wallet. But it also depends on where you borrow money to support the payment method. Here’s how to proceed with the payment when taking out a loan.

Transfer money via e-wallet

Currently on the market there are many types of e-wallets such as Zalopay, Shopeepay, Momo, etc. In addition to the utilities that this e-wallet service brings. They can also make payments on bank installment loans. If everyone is using an e-wallet, quickly go to the application and make a quick monthly installment.

Bank transfer

If the lender supports people to pay by transfer. Then everyone can use internet Banking to do this. Just go to the transfer section and then enter your loan account number to be successful.

If you have not registered for Internet Banking service of the bank. Then everyone should use it because it brings a lot of benefits to customers. To register, please go directly to the bank to proceed with the registration.

Epilogue

The above article shows you how to sign up for the package 20 million loan 12 months installment. Introduce a number of banks, a number of reputable financial companies for customers to choose from. If you have any questions, please leave feedback for quick support.

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