If you have some idle money in hand, you can choose to save money online with VPBank to enjoy attractive interest rates.

In today’s article, nganhangonline will instructions on how to deposit more money in VPBank Online savings book in detail 2022. Actively manage and master your own finances effectively by both accumulating and investing this!

Instructions on how to deposit more money in VPBank Online savings book in detail 2022

Currently, VPBank is implementing the product “EASY SAVING term deposit savings“. When participating, customers will be allowed to increase principal without limit amount, time and number of deposits.

This product is suitable for people with stable income who want to accumulate to fulfill long-term goals in life.

When using this Easy Saving installment service, customers can pay the principal at any time, 24/7 via VPBank Online, specifically:

  • Pay the original increase 01 time when there are unusual idle amounts.
  • Set automatic monthly/quarterly deposit schedule (depending on each person’s income and savings plan).

How to deposit more money in VPBank Online savings book with details 2022

TH1: Increase Easy Saving’s original savings 01 times

Step 1: Log in to the Internet Banking installed on your phone.

Step 2: At the main interface, select the “Transfer“.

Step 3: Section “Account receiving moneyclick and “Choose from the saved list“.

Step 4: Continue to choose an account”Savings Easy Saving Online“need to deposit more money (increase the principal).

Step 5: Enter the exact amount of principal to send more.

Step 6: Complete the transaction as usual transfer (no need to enter OTP code).

TH2: Increase the Easy Saving savings base automatically every month/quarterly

Step 1: Log in to Internet Banking on your phone.

Step 2: At the main interface, select the “Transfer“.

Step 3: Section “Account receiving moneyclick and “Choose from the saved list“.

Step 4: Continue to choose an account”Savings Easy Saving Online“need to deposit more money (increase the principal).

Step 5: Enter the amount you want to pay the principal increase for each payment.

Step 6: At the “Frequency“, please choose how often you want to pay the Easy Saving principal periodically (eg monthly).

Step 7: At the “Number of transactions”, select the number of times that you want to pay the principal increase (eg 10 times).

Step 8: Complete a recurring transfer (no need to enter OTP code).

Latest Easy Saving savings interest rates

Period6 months9 monthsone year2 years3 years
Listed interest rate (%/year)4.104.404.804.804.90
Adjusted interest rate (%/year)3.453.453.453.453.45

*Note:

+ Listed interest rate: Applies to the entire balance at the time of opening a savings account and the principal increase payments with a deposit term of 06 months or more from the time of principal payment to the maturity date of the entire account. money sent.

+ Adjustable interest rate: Applicable to the entire payment of principal increase with a deposit term of less than 06 months from the time of payment of principal increase to the time of deposit reversal.

Features of Saving Savings with Easy Saving Package

  • Deposit term: minimum 06 months, maximum 36 months.
  • Type of savings deposit: VND.
  • The principal increase can be deposited into the opened savings account at any time the need arises (except for the last 31 days of the deposit term).
  • Minimum original savings amount: 100,000 VND.
  • Minimum principal increase amount: 100,000 VND/time.
  • Savings interest rate: Automatically applied based on the listed interest rate and new adjusted interest rate as soon as VPBank changes.
  • Interest payment method: Paying principal and interest once upon maturity at the end of the period.
  • Early withdrawal: Customers are entitled to withdraw the entire amount before the maturity date and enjoy the interest rate without term.
  • Deposit channel: VPBank Online.

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VPBank’s online savings products you can join

Besides the product “Easy Saving with term deposit”, customers can refer to and choose from a number of other products that VPBank is providing, such as:

How to send savings online VPBankCharacteristics
Regular term deposit
  • Customers can easily deposit / settle at any time via Internet / Mobile Banking with high savings interest rates.
  • Term: 01 week – 36 months.
Term Deposits Prosperity
  • Savings products with the highest interest rates and no prepayment.
  • Term: 01 month – 36 months.
Overdraft security deposit
  • The superior product allows customers to spend up to 90% of the savings book value when they need money urgently, without having to pay off early to avoid losing interest.
  • Term: 01 month – 12 months.
Term deposits receive periodic interest
  • Suitable for customers who want to receive interest on a regular basis every month/quarter to meet their spending and living needs.
  • Term: 03 months – 36 months.
Term deposit with prepayment of interest
  • Savings products for customers who deposit money but want to receive interest first to spend.
  • Term: 01 month – 36 months.
Prosperity Term Deposits
  • Online savings products help customers preserve interest rates against fluctuations in interest rate adjustments of the market.
  • Term: 18, 24, 36 months.

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Instructions on how to finalize a passbook online on VPBank Online

When there is a need to close a passbook online, people can do it quickly with just a few steps:

Step 1: Log in to the Internet Banking installed on your phone.

Step 2: At the main screen, select the item “Savethen click on the feature “Finalize your savings online“.

Step 3: Choose the correct savings account to be settled and the account to receive principal and interest. Then select “Continue“.

Step 4: Enter the OTP code sent by the system to the phone SMS in the corresponding request field.

Step 5: Complete VPBank online passbook finalization transaction.

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Frequently asked questions about VPBank 2022 online savings

Which bank should I deposit at?

To make the saving process safe, transparent and confidential. Choosing a bank to deposit is a key deciding factor. Therefore, people need to carefully consider the following key issues:

First: Prestigious bank

A reputable bank with many years of experience will ensure maximum security of account information and owners. At the same time, the bank has a large and extensive branch/transaction office network, which will help customers transact quickly and save time.

Second: Attractive interest rates

The interest rate will be a very important factor to attract customers to open savings at a financial institution. Because it will contribute to ensuring the benefits for the sender during the process of using the savings deposit service at a bank.

Third: Provide a variety of products

Deploying a variety of savings packages will help customers consider and choose the most suitable and profitable form of sending as well as the sending term.

It is known that in 2020 VPBank was excellently voted as one of the top 300 banks with the world’s largest brand value. In particular, VPBank was also granted the certificate of ISO/ IEC 27001: 2013 on Information Security. Therefore, people can rest assured to put their trust when deciding to save at VPBank.

Which bank card (ATM card) should I make Best, free

What do customers need to do to change the payment method of their savings account?

If there is a need to change the form of payment of a savings account, customers can do it easily.

Step 1: Log in to Internet Banking/ VPBank NEO.

Step 2: Select “Save” and select “Saving account” need to change.

Step 3: Choose “Managecontinue to select “Payment method“. Here, customers will have 03 choices:

  • Automatically renew principal and interest.
  • Automatic settlement.
  • Renewal of principal and interest transferred to a current account.

Step 4: Enter the OTP sent by the system to confirm the information that needs to be changed for the savings account.

Step 5: The system records and adjusts your payment method successfully.

What are the features of VPBank online passbook that customers can perform?

After having a VPBank savings account, customers will be able to perform pre-set features, including:

+ Query the balance of the term deposit.

+ Settlement of term deposits.

+ New deposit with term deposit.

+ Rename the deposit amount.

+ Change the payment method after the customer has successfully sent the transaction.

Here is the full content instructions on how to deposit more money in VPBank Online savings book in detail 2022. If you are planning to save effectively and long-term, you can choose VPBank to accompany you. Before you leave, don’t forget to leave your reviews/relevant questions in the comments below, the website will receive and respond to readers promptly.

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