Easy Credit is one of the financial companies currently operating in the Vietnamese market. Support customers with loans in a short time quickly and require simple procedures. There are many rumors that Easy Credit scam So is this news true? Invite you along Banktop Please answer through the content of the article below.

Learn What is Easy Credit?

Easy Credit was established in 2018 as a financial unit under Electricity Joint Stock Finance Company with its head office in Ho Chi Minh City. Support customers with fast loans, simple procedures and quick disbursement.

Currently, Easy Credit is also associated with many major banks for the purpose of bonding, partners supporting each other to help improve the quality of products and services provided to all customers in need of financial support.

Is Easy Credit scam real?

Is Easy Credit scam real?
Is Easy Credit scam real?

There are many rumors that Easy Credit is deceiving customers and unscrupulous loan units, but Easy Credit is a financial company that has been recognized and allowed by the State Bank of Vietnam to operate. And rumors are just rumors because it has not been verified accurately, customers should also distill accurate information.

The cause of Easy Credit being misunderstood as a fraud unit may be in one of the following cases:

  • Supported by bad guys impersonating Easy Credit employees and offering loans with preferential interest rates.
  • Provide security information related to bank accounts for bad guys to appropriate.
  • When a customer is unable to pay the debt, the daily penalty fee will increase even more. This will sometimes mislead customers about the scam Easy Credit.
  • Customers do not read the terms and conditions carefully when borrowing capital. Causing a lot of fees later without the customer knowing.

Should I borrow money from Easy Credit?

As we mentioned, Easy Credit is a financial company operating legally and managed by the State of Vietnam, so when you borrow money here, you can rest assured.

In addition, if you choose Easy Credit to get a loan, you will experience the advantages here such as:

  • Support loan limit up to 25 million VND.
  • Simple loan application, quick disbursement.
  • Reasonable interest rate, high approval rate.
  • Insurance support when borrowing money.
  • Customers will be refunded 20% of the money when paying the loan on time.

What unsecured loan products does Easy Credit deploy?

Loan packages are currently being provided by Easy Credit to customers:

  • Borrow money through ID/CCCD, car ride.
  • Borrow money through health insurance, labor contract.
  • Borrow money through electricity, water, and Internet bills.
  • Borrow money through a business registration certificate.

Depending on the needs of each customer, if it is convenient, you can choose one of the above methods to borrow money at Easy Credit.

Information about quick loans at Easy Credit

Information about quick loans at Easy Credit
Information about quick loans at Easy Credit

Easy Credit loan conditions

Conditions for customers to be approved for loans at Easy Credit:

  • Customers are aged between 21 and 55 years old.
  • Customers have full ID/CCCD or Passport documents.
  • Customers are guaranteed a stable monthly income.
  • Have a personal bank account.
  • Types of invoices and statements depending on the loan selected by the customer such as: Payroll, electricity and water bills, business registration certificate, driver’s license, household registration book, etc.

What is the interest rate for quick loans at Easy Credit?

Interest rates for quick loans at Easy Credit will range from 1.23%/- 6.09%/month. This interest rate will be adjusted for each customer’s different loan when applying for a loan at the unit.

For customers who can prove a high income each month, they will receive a more favorable interest rate when borrowing at Easy Credit. So you should take note of this.

Easy Credit loan limit

Easy Credit supports customers to borrow with a maximum limit of VND 25 million in a 48-month installment loan package.

Procedures and documents to apply for a loan at Easy Credit

Customers need to prepare the following documents to complete the registration dossier:

  • Personal papers ID/CCCD or Passport.
  • Household registration book or application for registration of temporary residence or absence, certified by the locality.
  • Documents such as: Labor contract, salary statement, utility bill, driving license, business registration certificate, etc., depending on the loan package you choose.

Quick loan guide at Easy Credit

Quick loan guide at Easy Credit
Quick loan guide at Easy Credit

Once you have completed all the documents and loan procedures at Easy Credit, you can refer to the loan application process below for more accurate manipulation.

  • Step 1: Visit Easy Credit’s Website to apply for a loan.
  • Step 2: You proceed to fill in the required information, note that you must correctly fill in the desired loan with the loan term at Easy Credit.
  • Step 3: Check if the information is complete and correct, then confirm to send the application.
  • Step 4: Easy Credit department will confirm and verify your loan application according to the correct process.
  • Step 5: If the loan application is valid, you will be disbursed to your bank account immediately.

With just the above steps, you can complete an online loan quickly and simply at Easy Credit.

Some notes when borrowing Easy Credit to avoid being scammed

When borrowing money at credit companies or banks, you must always be careful to avoid being scammed. Specifically, here are some notes when customers borrow money at Easy Credit to avoid being scammed:

  • Choose and contact the official Easy Credit loan support unit, avoid accessing the Website or being actively scammed by Easy Credit staff to support the loan.
  • All information should be clearly verified such as registration records, terms, company employees, etc.
  • Should follow up to pay the loan on time to avoid incurring additional unexpected fees.
  • Choose a loan package that suits your current financial needs, ensuring that you can pay the loan on time.
  • Calculate the interest rate of the loan package to choose the best loan support unit and only borrow money when you really need it, have a financial need to solve the job.


Through the post of Banktop, You can also answer it yourself Easy Credit scam customers as well as information about loan packages currently supported by Easy Credit. You should also protect your assets by verifying accurate information before taking a loan at a financial unit or bank. Good luck!

The article was edited by: Banktop.vn


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