When using the Momo application, many people are introduced to use the extra magic bag feature. Specifically Momo’s bag of fortune what? When choosing to invest in Than Tai’s pocket, where will that investment money go, is it safe? Is this a disguised form of fundraising? Let’s explore in detail the issues surrounding the question of whether the genius Momo is a scam? Should you invest? In the post shared below.

What is the MoMo God of Wealth Bag?

The Momo bag of fortune is a financial investment feature that is intelligently integrated with Momo e-wallet. When using Momo wallet, users can take advantage of their idle money to transfer into the pocket of the god of wealth to create profit sources. This source of profit will be used to pay for services on Momo.

Momo bag of fortune - a special investment channel
Momo bag of fortune – a special investment channel

The fastest and simplest guide to rename Momo wallet

Is MoMo “scam” information “scam” true?

A lot of users don’t understand what the momo magic bag is and “attribute” to the momo magic bag as a scam. But if you clearly analyze all aspects of Momo’s bag of fortune, you will get the most accurate answer.

Which company is behind MoMo God of Wealth?

The first issue that momo users need to know is information about the system of companies behind and developing activities. Momo wallet is only an intermediary link of customers with the following system of controlling companies:

Finsight Co

Finsigh is the main company behind the release and management of the momo magic bag. The company currently owns a charter capital of VND 100 billion and is a subsidiary of Thien Viet Fund Management Joint Stock Company (TVAM).

The company will raise capital from the god of fortune wallet and then use this money to purchase other financial products. Including deposits, bonds, contracts, etc. Most of the products purchased by Finsigh are issued by famous companies and big banks in Vietnam.

English nameInsight Joint Stock Company
Vietnamese nameFinsight Joint Stock Company
Tax code0316449345
Address7th Floor, Bitexco Nam Long Building, 63A Vo Van Tan, Vo Thi Sau Ward, District 3, Ho Chi Minh City, Vietnam
Authorized capital100 billion VND

So it can be concluded that the MoMo God of Wealth Bag is a fraud or not depends on the Finsight company, not the MoMo e-wallet. But in fact, there is an EY audit, so Finsight can’t enchant the data by itself, so customers can be completely assured.

Thien Viet Fund Management Company (TVAM)

The momo magic bag is built and operated by Finsight, while Thien Viet fund management company (TVAM) is the official “tycoon” – the unit that uses customers’ money to invest. TVAM is the leading name when it comes to the model of using personal capital to make investments that bring special returns.

Thien Viet Fund Management Company (TVAM) is the parent company of Finsight, so in terms of strength and prestige, you can be completely assured.

English nameAn Phuc Securities Investment Fund Management Corporation
Vietnamese nameThien Viet Fund Management Joint Stock Company
Tax code0304756863
Address9th Floor, Bitexco Nam Long Building, 63A Vo Van Tan, Vo Thi Sau Ward, District 3, Ho Chi Minh City, Vietnam
Authorized capital125 billion VND

Thus, the source of money to pay interest on MoMo Than Tai Bags is thanks to the profitable investment activities of Thien Viet. If the MoMo God of Wealth is a scam, then Thien Viet and Finsight will take the main responsibility, then the next companies.

Vietcombank bank

Vietcombank is the supervisory unit, the unit that records all transactions of TVAM. This is to ensure that customers’ deposits in the momo magic bag are used by TVAM for the right purposes.

English nameJoint Stock Commercial Bank For Foreign Trade Of Vietnam
Vietnamese nameJoint Stock Commercial Bank for Foreign Trade of Vietnam
Tax code0100112437
Address198 Tran Quang Khai, Ly Thai To Ward, Hoan Kiem District, Hanoi City, Vietnam
Authorized capital50,400 billion VND

Auditing firm EY

Finally, the unit responsible for independent audit, protecting the interests of the main parties is EY Auditing Company. This is a subsidiary of EY Global Limited whose full name is Ernst & Young Vietnam Co., Ltd.

Auditing EY owns 100% foreign capital operating in the field of auditing in Vietnam. In the wallet momo EY will always stand to check Finsight’s activities to prove that this company does not build virtual data to deceive consumers.

The higher the trust score, the more money you can top up
The higher the trust score, the more money you can top up

Evaluate the pros and cons of the Momo God of Wealth Bag

When choosing to use the Momo magic bag service, customers need to evaluate the advantages as well as the level of risks that may be encountered as follows.


Talking about the advantages of the momo magic bag, the following advantages cannot be ignored:

  • It’s easy to open the magic bag when you only have 10,000 VND
  • Attractive interest rate can be up to 6%/year
  • When depositing money, customers will have the flexibility to withdraw money at any time
  • The money in the god of wealth wallet can be used to make direct transactions
  • When you refer friends to use the magic bag, they will receive many attractive gifts without limits


  • Withdrawal limit is limited, you can only withdraw up to 1 million VND/day and 5 million VND/month
  • You can only top up 20 million dong into the god of wealth wallet

Where will the money investors put in the MoMo God of Wealth Bag go?

As mentioned above, when you put money in Momo’s pocket, that money will be used for investment purposes. First, Finsight will collect and hand over the money to the parent company, Thien Viet Fund Management Company.

Thien Viet Company will then raise capital and purchase assets on the Vietnamese stock market. It could be an asset on deposit, a certificate of deposit, a bond, or another type of deposit contract. These are the assets that are invested to bring high returns to the fund.

Under the protection of Vietcombank and an auditing company, customers’ money in momo’s pocket is always safe.

How to register to open the Momo God of Fortune

Register at momo's pocket of fortune
Register at momo’s pocket of fortune

If you are in need of registering to use the magic bag application on Momo e-wallet, please follow these steps:

  • Step 1: Open the Momo app => Select the item Magic bag
  • Step 2: Read the instructions => Select “Get Started” to register to open the magic bag
  • Step 3: Fill in your personal information and select Commitment item
  • Step 4: Verify the password of the Momo wallet to open the bag of fortune
  • Step 5: Confirmation of successful opening of the magic bag => complete
Provide full personal information to open the magic bag
Provide full personal information to open the magic bag

Summary of the most prestigious e-wallets today

Instructions for loading money into the MoMo God of Wealth Bag

To top up money in the money bag on momo e-wallet, you need to do the following:

  • Step 1: At the main interface of the Momo bag of fortune => select the item Transfer money to the pocket
  • Step 2: Enter the amount you want to deposit
  • Step 3: Select deposit source => Confirm
Instructions for loading money into the MoMo God of Wealth Bag
Instructions for loading money into the MoMo God of Wealth Bag

Instructions for withdrawing money from MoMo Túi

When you have urgent business and want to withdraw money from momo’s pocket, you can make the following withdrawals:

  • Step 1: Go to momo => Open the bag of fortune
  • Step 2: Choose to withdraw money to momo wallet
  • Step 3: Enter the amount to withdraw => Continue
Instructions for withdrawing money from MoMo Túi
Instructions for withdrawing money from MoMo Túi

The fastest way to pay for services with MoMo’s fortune bag

When using the momo bag of fortune, you can also use the money in this bag to pay for services. Just follow these steps:

  • Step 1: Open Momo e-wallet => select the service you want to pay for
  • Step 2: Select the amount to pay for the service you need => Continue
  • Step 3: Select payment source => Fortune bag => Agree
  • Step 4: Confirm to complete the transaction.

On what date does MoMo’s God of Fortune pay interest?

The momo fortune bag will usually pay interest 1 or 2 days after you make a deposit into the bag. That is, when you deposit money on Monday, there will be a receipt confirming the deposit on Tuesday and on Wednesday you will receive interest.

In case you make a money transfer into your pocket between Friday and Sunday, you will receive a deposit confirmation receipt until Monday, and until 00:00 on Tuesday you will receive interest.

How to calculate MoMo’s pocket interest rate

Currently, momo’s magic bag pays customers an interest rate of 6%/year higher than domestic banks, but compared to other financial investments, this interest rate is quite “low”. But that’s not why you ignore this investment channel, because more specifically, the Momo magic bag allows you to flexibly withdraw money whenever needed without losing the added interest.

Profit in momo e-wallet god’s pocket is double profit. The rate of return will be calculated on the total deposit and accrued interest. So the amount you receive when withdrawing before the term is still preferential.

Frequently asked questions about Momo God of Fortune

Besides the detailed information about momo magic bag Above, you also need to pay attention to a few concerns and questions as follows:

What is the maximum amount of money that can be sent to the MoMo God of Wealth Bag?

You can deposit up to the maximum momo fortune:

  • 20 million dong in case your trust score is below 400 points.
  • 30 million VND in case your trust score is over 400 points.
  • 50 million dong in case your trust score has 600 points.

Does MoMo God of Wealth Scam investors?

The momo magic bag is developed in association with momo e-wallet with the owner being the second largest financial investment company in Vietnam. In addition, the momo miracle bag product is also recognized by Vietcombank – the most prestigious bank today. So when choosing to use the Momo magic bag, you can rest assured that you will not be scammed.

Does Than Tai Bag have a commitment to profit?

Momo genius bag has a commitment to profit with a main profit of 6%/year, the interest rate will be calculated on a daily basis.

What if Finsight goes bankrupt?

If in the case of the company Finsight goes bankrupt then according to regulations, the entire amount of money in your momo fortune bag will be stored at Vietcombank. Thus, the bankrupt Finsight company will not be allowed to use your money to repay the company. Your money will be received back at Vietcombank.

How much money do you need to invest in MoMo God of Wealth?

With just 1,000 VND, you can also make a deposit into momo’s pocket. However, you should deposit more money if you have idle money. Because the larger the investment amount, the higher the profit will be.


Here we have helped you get the information Momo’s bag of fortunewhatever with related information. If you have idle money, try investing in Momo’s bag of fortune to receive attractive profits.

Information edited by Banktop.vn


Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *